Car finance that satisfies your preferences
You to get on the road whether it’s a new or used car, an AA loan could help.
Minimal prices from 3.1percent
Our rates differ with respect to the quantity you need to borrow, your selected term as well as your credit history.
Complimentary breakdown cover*
Year’ free Basic Breakdown Cover, or a free add-on if you are currently a part. Learn more.
Exclusive rate that is low users
We reserve our cheapest loan prices for users. Make use of our calculator to have a personalised quote.
Given by the financial institution of Ireland British. AA Financial Services Limited is really a credit broker rather than a loan provider.
I’m very sorry! I am temporarily unavailable.
Representative 8.9% APR. Predicated on a loan of ?4,000 over 36 months, with monthly repayments of ?126.37 and total quantity repayable of ?4,549.32, including ?549.32 interest at 8.9per cent fixed.
Significant: The price you are provided is determined by your circumstances that are personal together with your credit score. The utmost APR you might get is 29.9%. Your loan term will rely on the mortgage amount sent applications for. We presently offer loan term lengths of just one to 7 years.
Will you be qualified?
Begin to see the possibility of the application being accepted without inside your credit history.
You have suggested that you are an AA Member* and certainly will consequently get a rate that is exclusive. Before we carry on, please verify your account quantity below.
* An AA Member is an individual that features arranged breakdown address straight because of the AA rather than included in a bank or automobile maker partnership system.
Willing to use?
Enjoy our low price loans. It is easy and quick to utilize.
The main points
- Prices from 3.1per cent APR for loans between ?15,001 and ?25,000
- Fixed month-to-month repayments
- Exclusive reduced loan prices for users
- Instant choice more often than not
- Make additional re re payments or spend down your loan early
- No arrangement or set-up costs
1 An AA Member is a person which has arranged breakdown address straight utilizing the AA and never as an element of a vehicle or bank maker partnership system.
* Free breakdown cover
As an innovative new AA Loans consumer you will get one year’ Basic Breakdown Cover, or an add-on that is free you are currently an associate.
The Basic Breakdown Cover is for a solitary car plus one breakdown a lot more than 1/4 mile from your own home address – further call-outs can be obtained on a basis that is pay-for-use.
Current users can get an add-on that is free either nationwide healing, in the home or Onward Travel for the remaining of the account 12 months.
Your Basic Breakdown Cover or free add-on becomes available once the application for the loan is accepted. The chosen add-on will soon be renewed immediately until you inform us to not. The breakdown that is free isn’t available in the event that you curently have AA breakdown address during your bank or car maker. Listed here are most of the conditions and terms.
Manage your loan
Help handle your existing AA Loan.
What’s an APR?
The APR you get can vary through the rate that is advertised. This is basically the rate that is representative we anticipate a lot of people who use to have.
The price you will be provided should be a personalised price centered on your specific circumstances including credit information held you borrow and length of time you borrow for about you by the credit reference agencies, the loan amount.
Trying to get an AA Loan
You are able to use online and can get a immediate decision in many instances.
Who are able to use?
To meet the requirements to apply you need to;
- Have now been A uk resident for at the very least three years
- Be over 21 no more than 70 if the loan term ends
- Be used with an income of ?12,000 or higher
- Not need reputation for County Court Judgments or bankruptcy
- Have actually a UK based bank or building society account that will pay direct debits
Just how long can we take that loan for?
Loans can be found between 1 and 7 years (depending on the worth of your loan).
Could you let me know cash call exactly how much that loan will surely cost and never having to offer my personal stats?
We provide a personalised cost which will be considering your own personal circumstances and quantity you want to borrow which is consequently required to capture your own personal details. Take note that individuals do not offer a quotation that is indicative. If you continue and fill out an application, a credit search will likely be registered during the Credit Reference Agencies.